Dustin Cosper, Head of Commercial Real Estate Lending, Texas Capital

"Texas Capital doesn't want to be your loan officer; we want to be your most trusted full-service financial services partner."

When you have free time what do you most enjoy doing?

I enjoy traveling and wish I had more time for it. I also try to be outside as much as possible. When I’m not at the office you can typically find me playing golf, hiking or fishing. So, whenever I can travel somewhere and do all those things, it’s perfect. Additionally, I look for any opportunity to enjoy live music, an interest that most likely comes from the years I spent living in Austin, where I first joined Texas Capital.

Who would you say you looked up to most while growing up?

My grandfather, who was a true cowboy and product of the Great Depression. He was a man of few words and strong morals. He taught me everything I know about hard work and being a person who can be trusted to get the job done in the right way.

How did you end up getting into the banking industry?

I started my career at a community bank in Houston. This was during the 2007-2008 financial crisis, so I quickly went from doing deals, to negotiating sales to handling bankruptcies and liquidation strategies, and eventually helped liquidate the bank. This experience allowed me to learn the entire business from several perspectives: from capital management to compliance and reporting, diving deep into operations and regulatory obligations. By the end of my time with the bank, I gained a holistic understanding of the entire business.

What do you enjoy most about Commercial Real Estate?

Commercial real estate at its core is about the legacy of building something of value. You’re able to be a part of this greater idea to create and provide, from the retail centers in small suburbs to every city skyline in the world. Great commercial real estate projects connect us; Every developer, engineer, architect, construction worker and even the guy who signed your loan will point at the building every time they pass it and say, “I was a part of that.”

What sets Texas Capital apart from other financial services firms?

Texas Capital’s recent firm-wide transformation is a definite source of pride, and we continue to expand and develop in every sector. Texas Capital is big enough to meet all our clients’ needs across multiple platforms and still small enough to have meaningful relationships that go well beyond just doing deals. Texas Capital doesn’t want to be your loan officer; we want to be your most trusted and full-service financial services partner.